Wondering what you’ll pay for physiotherapy in Toronto? Get a clear breakdown of typical costs, insurance considerations, and value-based care options.
If you’re thinking about starting physiotherapy in Toronto, one of the first things you’re likely wondering is: How much does it cost?
While prices can vary from clinic to clinic, here’s a general idea of what you can expect to pay in the Toronto area — plus what factors influence the price and how insurance may help.
Average Cost of Physiotherapy in Toronto
Initial Assessment
Your first visit typically includes a full assessment, medical history review, and a personalized treatment plan.
Cost range: $120 to $145
Follow-Up Sessions
These sessions involve hands-on treatment, guided exercises, and progress check-ins.
Cost range: $85 to $105 for a 30-minute session
Longer sessions (45–60 minutes) may cost more, depending on the clinic.
What Affects the Cost?
Several factors can influence pricing:
- Clinic Location – Downtown clinics may charge slightly more than suburban locations.
- Therapist’s Experience – More experienced or specialized physiotherapists may charge higher rates.
- Type of Treatment – Specialty services like pelvic health, sports rehab, or vestibular therapy might come with different pricing.
- Session Length – Longer sessions typically cost more.
Is Physiotherapy Covered by Insurance?
Yes — many Canadians have extended health benefits through work or private insurance. These plans often cover a portion of physiotherapy costs, either as a set dollar amount per year or a percentage of each visit.
Some clinics also offer direct billing, which means they can bill your insurance provider on your behalf — saving you the hassle of paperwork.
What If You’re Paying Out of Pocket?
If you don’t have coverage, some clinics offer:
- Package pricing for multiple sessions
- Student or senior discounts
- Flexible payment plans
Always ask what options are available — many clinics are happy to work within your budget.
Final Thoughts
Physiotherapy is an investment in your health — whether you’re recovering from an injury, managing pain, or looking to improve mobility and function. Understanding the cost upfront helps you plan better and focus on what matters most: your recovery.
Want a clearer idea of what your treatment might cost?
Contact our Toronto clinic — we’re happy to walk you through your options and help you get started.
